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我可以在菲律宾为 Google Play 商家使用什么银行账户，我想销售应用程序但我当前的卡没有 Swift 代码..我可以使用借记卡吗？我现在的卡是Smart Money借记卡我想申请BDO ATM借记卡，我不知道这张卡是否被谷歌商户接受