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我似乎无法弄清楚为什么数据出现错误。我认为我的方程式编码正确。任何帮助将不胜感激！

这是我的代码：

package loanmonthlycalc;

import java.util.Scanner;

public class LoanMonthlyCalc {

public static void main(String[] args) {
    Scanner keyboard = new Scanner(System.in);


    //Get Data
    System.out.println("Loan Monthly Payment Table");
    System.out.print("Enter loan amount: \n");
    double loanAmount = keyboard.nextDouble();
    System.out.print("Enter rate range: \n");
    double initialRate = keyboard.nextDouble();
    double finalRate = keyboard.nextDouble();
    System.out.print("Enter rate count: \n");
    int rateCount = keyboard.nextInt();

    //Print Table
    System.out.println();
    System.out.print("Year |");
    double rate = initialRate;
    double inc = ((finalRate - initialRate) / (rateCount - 1));
    for (int count = 1; count <= rateCount; count++) {
        String percent = "%";
        System.out.printf("%8.2f%s ", rate * 100, percent);
        rate = (rate + inc);
    }//for each rate
    System.out.print("\n-----|");
    for (int count = 1; count <= rateCount; count++) {
        System.out.print("-----------");
    }
    int constantA = 50000;
    System.out.println();
    if (loanAmount <= constantA) {
        for (int year = 1; year <= 10; year++) {

            System.out.printf("%4d |", year);

            for (int count = 1; count <= rateCount; count++) {
                int monthCount = (year * 12);
                double monthlyRate = (rate / 12);
                double rateFactor = (Math.pow(1 + monthlyRate, monthCount));
                double monthPay = loanAmount * monthlyRate * rateFactor / (rateFactor - 
                System.out.printf("%10.2f", monthPay);
            }//for

            System.out.println();
        }//for

    }//if


    if (loanAmount > constantA) {
        for (int year = 5; year <= 30; year += 5) {

            System.out.printf("%4d |", year);

            for (int count = 1; count <= rateCount; count++) {
                int monthCount = (year * 12);
                double monthlyRate = (rate / 12);
                double rateFactor = (Math.pow(1 + monthlyRate, monthCount));
                double monthPay = loanAmount * monthlyRate * rateFactor / (rateFactor - 
                System.out.printf("%10.2f", monthPay);
            }//for
            System.out.println();
        }//for

    }//if


}//Main
}//LoanMonthlyCalc


and here is my output:

Loan Monthly Payment Table
Enter loan amount: 
140000
Enter rate range: 
.04 .1
Enter rate count: 
5


Year |    4.00%     5.50%     7.00%     8.50%    10.00% 
-----|-------------------------------------------------------
   5 |   3078.97   3078.97   3078.97   3078.97   3078.97
  10 |   1968.34   1968.34   1968.34   1968.34   1968.34
  15 |   1635.47   1635.47   1635.47   1635.47   1635.47
  20 |   1493.00   1493.00   1493.00   1493.00   1493.00
  25 |   1423.06   1423.06   1423.06   1423.06   1423.06
  30 |   1386.41   1386.41   1386.41   1386.41   1386.41

该表应如下所示：

Year |     4.00%     5.50%     7.00%     8.50%    10.00%
-----|------------------------------------------------------------
   5 |   2578.31   2674.16   2772.17   2872.31   2974.59
  10 |   1417.43   1519.37   1625.52   1735.80   1850.11
  15 |   1035.56   1143.92   1258.36   1378.64   1504.45
  20 |    848.37    963.04   1085.42   1214.95   1351.03
  25 |    738.97    859.72    989.49   1127.32   1272.18
  30 |    668.38    794.90    931.42   1076.48   1228.60

该作业给出的 2 个方程是：

月供 = 贷款金额 * 月利率 * 利率因子 / (利率因子-1)

其中，费率因子 = (1+月费率)^(月数)

我假设：

月费率 = 费率/12

和

月数 = (年 * 12)

4

1 回答 1

1

注意缺失%

改变

 System.out.printf("10.2f", monthPay);

至

  System.out.printf("%10.2f", monthPay);

将 if 从 for 中移出，如下所示：

  if (loanAmount <= constantA) {
        for (int year = 1; year <= 10; year++) {

            System.out.printf("%4d |", year);

            for (int count = 1; count <= rateCount; count++) {
                int monthCount = (year * 12);
                double monthlyRate = (rate / 12);
                double rateFactor = (Math.pow(1 + monthlyRate, monthCount));
                double monthPay = loanAmount * monthlyRate * rateFactor / (rateFactor - 1);
                System.out.printf("%10.2f", monthPay);
            }//for

            System.out.println();
        }//for

    }//if
于 2013-03-08T20:32:10.093 回答