You're trying to do something that doesn't make sense, basically. You should almost never1 be interpreting the output of one encoding as the input to another encoding. It's like saying, "Suppose I save this image as a gif... then load that file using a jpeg loader... what does it look like?"
I suspect that if you use:
// Just an example: don't actually do this.
string msg = utf8.GetString(iso.GetBytes(@"Crédit"));
... it will do what you want, but you shouldn't be doing this at all.
Now, what is your real input (in what form) and what are you trying to achieve?
1 If you're doing so, it's usually because someone else has already done the wrong thing, or there's a configuration problem somewhere. If you find yourself doing this, you should think very carefully about whether you should really be doing it, or whether you're just working around a different problem which should be tackled differently.